These Terms of Service & Disclaimer (“Terms”) govern your access to and use of the I-RAMA website at https://www.i-rama.com (the “Website”), including its content, podcast episodes, videos, online courses, digital ebooks, member accounts, and other services.

The Website is operated by I-RAMA, LLC (“I-RAMA,” “we,” “us,” or “our”). By accessing or using the Website, you agree to these Terms. If you do not agree, please discontinue use of the Website.

These Terms should be read together with our Privacy Policy and any additional terms presented when purchasing or accessing specific products or services.

1. Educational and Wellness Disclaimer

The content provided through I-RAMA, including interviews, podcasts, articles, videos, meditation practices, breathing exercises, Qi Gong, Tai Chi, and other online courses, is intended for general informational and educational purposes only.

Our content may discuss health, wellness, spirituality, personal development, psychology, career matters, finances, and related subjects. It is not intended to replace individualized advice from a qualified medical, mental health, financial, legal, career, or other professional.

I-RAMA does not diagnose, treat, or provide individualized professional advice through its general content. Information shared by podcast guests, interviewees, instructors, or other contributors represents their own views and does not necessarily reflect the views of I-RAMA.

Always consult an appropriately qualified professional before making decisions concerning your health, mental well-being, finances, or other important personal matters.

Participation in meditation, breathing exercises, movement practices, or other wellness activities may not be appropriate for everyone. You are responsible for assessing your own circumstances and choosing activities appropriate for you. Stop an activity if you experience pain, dizziness, discomfort, or emotional distress, and seek professional assistance when appropriate.

You assume responsibility for your participation in activities offered through the Website, subject to rights and protections that cannot legally be waived.

2. No Guarantees or Professional Outcomes

We aim to provide useful and accurate information, but we do not guarantee that all Website content is complete, current, accurate, or suitable for every individual or purpose.

Personal experiences and results described by interviewees, instructors, or other contributors are individual to those people and are not guarantees of results for you.

I-RAMA makes no promise that using the Website, purchasing a course or ebook, or participating in any program will produce a particular health, financial, professional, spiritual, or personal outcome.

3. Accounts and Registration

Certain features, courses, ebooks, or other materials may require you to register for an account.

You agree to provide accurate information when registering and to keep your login credentials secure. You are responsible for activity conducted through your account, to the extent permitted by applicable law.

You must notify us if you believe your account has been accessed without authorization. Do not share your login credentials or use another person’s account without permission.

We may suspend or terminate access where reasonably necessary for security, misuse, violations of these Terms, or other legitimate operational or legal reasons.

Our handling of account and registration information is described in our Privacy Policy.

4. Purchases, Payments, and Digital Products

Certain courses, ebooks, downloads, and other products or services may be available for purchase.

Prices, product descriptions, payment terms, and any applicable refund or cancellation conditions will be presented during the purchase process or in the applicable product terms.

Payments may be processed through PayPal or other authorized third-party payment providers. Your use of those payment services is also subject to their applicable terms and policies.

You authorize the applicable payment provider to process transactions you initiate. You are responsible for ensuring that your payment and billing information is accurate and that you have authorization to use the selected payment method.

If a payment fails, is reversed, or remains unpaid, we may suspend access to the associated product or service while the issue is resolved, subject to applicable law and any applicable purchase terms.

Any applicable taxes will be handled as required by law. Shipping charges will apply only where physical products are offered and shipping is relevant.

Nothing in these Terms removes any mandatory refund, cancellation, or consumer rights that apply under applicable law.

5. Intellectual Property and Permitted Use

Unless otherwise stated, the Website and its original materials, including text, graphics, branding, photographs, course materials, videos, ebooks, audio recordings, and other content, are owned by I-RAMA or used under license.

These materials may be protected by copyright, trademark, and other intellectual property laws in the United States and internationally.

You may access and use Website materials for your personal, noncommercial purposes, subject to these Terms and any additional license provided with a product.

Unless you have our prior written permission or applicable law allows the activity, you may not:

• Reproduce, redistribute, publish, or commercially exploit our materials.
• Resell, share, or distribute paid courses, ebooks, or downloads without authorization.
• Remove copyright notices or other proprietary notices.
• Use our trademarks, logos, or branding in a way that suggests an unauthorized affiliation.
• Circumvent access controls or other reasonable protections applied to our content.

Purchasing a course or ebook gives you only the access and usage rights specified for that product. It does not transfer ownership of its underlying intellectual property.

Third-party materials remain subject to the rights of their respective owners.

6. Podcast Guests, User Content, and Contributions

The Website may feature interviews, podcast recordings, comments, feedback, submissions, and other content created by guests, users, instructors, or other contributors.

Opinions expressed by contributors belong to those individuals and do not necessarily represent I-RAMA’s views.

If you submit comments, feedback, or other content to I-RAMA, you represent that you have the necessary rights and permissions to submit it and that doing so does not unlawfully violate another person’s rights.

You retain ownership of content you own. By voluntarily submitting content for publication on the Website or I-RAMA’s associated channels, you grant I-RAMA a nonexclusive, worldwide, royalty-free license to host, reproduce, display, distribute, and promote that content in connection with the Website and I-RAMA’s services, to the extent reasonably necessary for those purposes and subject to any separate agreement.

This license does not transfer ownership of your content. Any additional rights relating to a podcast interview, recording, editing, or promotional use should be established through an appropriate guest release or separate written agreement.

You must not submit content that unlawfully infringes intellectual property or privacy rights, impersonates another person, contains unlawful harassment or threats, or otherwise violates applicable law.

If you believe content on the Website infringes your rights, please contact us at whyirama@gmail.com with details identifying the content and the rights concerned.

7. Prohibited Activities

You agree not to use the Website to:

• Violate applicable laws or the rights of others.
• Gain unauthorized access to our systems, accounts, or databases.
• Disrupt, damage, or interfere with Website operations or security.
• Scrape, harvest, or collect personal information about members or visitors without authorization.
• Use automated tools to extract Website content in violation of these Terms or applicable law.
• Reproduce, resell, or commercially exploit paid materials without permission.
• Distribute malicious software, attempt fraud, or misuse the Website or its services.

We may take reasonable steps to investigate and address violations, including restricting access and pursuing remedies available under applicable law.

8. Third-Party Websites and Services

The Website may contain links to, or embedded content from, third-party services such as YouTube, Spotify, SoundCloud, PayPal, and other platforms.

These services are operated independently and may have their own terms, privacy policies, content, and security practices. I-RAMA does not control all aspects of those services and is not responsible for their independent operations.

The inclusion of a link, interview, embedded player, or reference does not necessarily constitute an endorsement of a third party or its products, services, statements, or views.

You are responsible for reviewing the applicable terms and policies of third-party services you choose to use.

9. External Recommendations, Sponsorships, and Affiliate Links

I-RAMA may occasionally reference or recommend third-party products, services, books, tools, or other resources.

Where I-RAMA receives compensation, a commission, free products, or another material benefit in connection with a recommendation or endorsement, we will provide disclosures where required by applicable law.

Some links may be affiliate links, meaning I-RAMA may earn a commission if you make a qualifying purchase through them. Where applicable, we will disclose this relationship clearly and close to the relevant recommendation or link.

Third-party purchases are subject to the seller’s terms and policies. I-RAMA does not guarantee the quality, suitability, safety, or results of third-party products or services.

10. Website Availability and Security

We make reasonable efforts to maintain the availability and functionality of the Website. However, we cannot guarantee uninterrupted, error-free, or continuously available service.

The Website may occasionally be unavailable because of maintenance, technical problems, third-party service interruptions, security incidents, or circumstances outside our reasonable control.

We take reasonable measures to protect our Website and systems, but no website or Internet transmission can be guaranteed to be completely secure. You should exercise appropriate care when using online services and protecting your account information.

To the extent permitted by applicable law, I-RAMA is not responsible for interruptions or losses arising from circumstances beyond our reasonable control.

11. Disclaimer of Warranties

To the extent permitted by applicable law, the Website, its content, and its services are provided on an “as available” basis and, where legally permissible, without warranties of any kind, whether express or implied.

I-RAMA does not guarantee that the Website will always be available, that all content will be error-free, that defects will be corrected, or that the Website or its servers will always be free of harmful components.

We do not warrant that information provided through the Website will meet your individual requirements or produce a particular result.

Nothing in this section excludes a warranty, guarantee, or consumer protection that cannot legally be excluded or limited.

12. Limitation of Liability

To the extent permitted by applicable law, I-RAMA will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website, its content, or its services.

To the extent permitted by applicable law, I-RAMA’s total liability for claims arising from a paid product or service will be limited to the amount you paid for the specific product or service giving rise to the claim.

For claims not associated with a paid product or service, any limitation of liability will apply only to the extent permitted by applicable law.

These limitations do not apply where liability cannot legally be excluded or limited, including any applicable liability for fraud, intentional misconduct, or other matters that the law does not permit a business to disclaim.

Nothing in these Terms limits mandatory rights or remedies available to consumers under applicable law.

13. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses and reasonable costs arising from third-party claims caused by your unlawful conduct, your infringement of another person’s rights, or your material violation of these Terms.

This provision does not require you to indemnify I-RAMA for losses to the extent they are caused by I-RAMA’s own unlawful conduct or where such an obligation is prohibited by law.

14. Governing Law and Disputes

These Terms shall be governed by and interpreted in accordance with the laws of the State of New Mexico, United States, without regard to its conflict-of-law principles.

Any dispute arising out of or relating to these Terms or your use of the website shall be resolved through binding arbitration administered by JAMS in New Mexico, in accordance with its applicable rules, unless applicable law requires otherwise. Nothing in this section limits any rights or protections that cannot legally be waived under applicable law.

15. International Visitors

I-RAMA operates from the United States and may make its Website and content accessible to visitors in other countries.

You are responsible for using the Website in compliance with laws applicable to your use. Nothing in these Terms is intended to remove mandatory consumer rights or other legal protections that apply to you in your country or region.

16. Changes to These Terms

We may revise these Terms to reflect changes to our Website, products, services, or legal obligations.

Updated Terms will be posted on this page with a revised effective date. Where required by law, we will provide additional notice or obtain consent for material changes.

Your continued use of the Website after updated Terms take effect will be subject to those changes to the extent permitted by applicable law.

17. Severability and Entire Agreement

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

These Terms, together with our Privacy Policy and any applicable product-specific terms, describe the general terms governing your use of the Website. Where a separate agreement applies to a specific product or service, that agreement will govern the subject matter it expressly addresses.

18. Contact Information

If you have questions about these Terms or believe that content on the Website infringes your rights, please contact:

I-RAMA, LLC
Email: whyirama@gmail.com
Website: https://www.i-rama.com
Contact page: https://www.i-rama.com/contact-us/